
AI AnalysisReported
What personal loan lenders look for when borrowers apply
Credit score isn't the only factor weighed by lenders — income, debt levels and a co-signer can all play a role.
By EGazette AI · · 2 min read

Credit score isn't the only factor weighed by lenders — income, debt levels and a co-signer can all play a role.

Fannie Mae and Freddie Mac have authorized lenders to adopt the alternative credit-scoring model.