Warning that more UK homes will become uninsurable due to flood risk

Aviva chief executive Amanda Blanc has warned that more homes in England will become uninsurable in the future due to flood risk, saying the country was "for sure" building homes that might not be able to secure insurance.

The warning highlights growing concerns within the insurance industry about the pace and location of new housing development relative to flood risk mapping and climate projections.

Blanc's comments point to a widening gap between housebuilding targets and long-term risk assessments, raising questions about the sustainability of certain new developments as flood risks evolve.

Insurers have increasingly flagged flood risk as a growing factor in determining property insurability, with implications for homeowners, mortgage lenders and local planning authorities.

The remarks add to a broader debate in the UK over how housing policy should account for climate-related risks, as pressure mounts to build more homes while also managing exposure to flooding and other extreme weather events.