Struggling to Hit 2026 Savings Goals? These Tools Can Help, CNBC Says

People who have fallen behind on their 2026 savings goals can use budgeting apps and high-yield savings accounts to help get back on track, according to a report from CNBC Select.

The report frames the tools as options for consumers looking to rebuild momentum toward savings targets they may not be on pace to meet by the end of the year, though it does not name specific apps or account providers in the excerpt available.

Why budgeting tools and savings accounts matter

Budgeting apps typically help users track income and spending, set savings targets, and in some cases automate transfers into separate savings accounts. High-yield savings accounts, meanwhile, offer higher interest rates than standard savings accounts, allowing saved funds to grow through compounding interest over time.

Financial planning tools of this kind have grown in popularity in recent years as more banks and financial technology companies have introduced products aimed at helping consumers manage day-to-day spending alongside longer-term savings goals.

CNBC's report did not specify which particular institutions or products it evaluated, nor did it provide detail on interest rates, fees, or eligibility requirements associated with any specific tool.

The report is presented as general guidance rather than advice tailored to any individual's financial circumstances, and readers weighing specific financial products are typically encouraged to compare terms across providers before making a decision.